AI might actually be the early majority of Bitcoin adoption, not humans

Hello fellow plebs. I’ve been here for a long time and always commented, never posted. But please hear me out, because I think this is big and not enough people are aware of it yet.

People still see Bitcoin adoption as something humans should do, in a human timeline. Retail, institutions, governments, the plebs, etc. But I think we’re missing something obvious. The first real early majority might not be humans at all. I think it will be AI and autonomous systems. And here’s why....

Machines can’t use SWIFT or VISA
As companies replace workflows with AI agents and automated systems, those agents still need to transact, pay and settle value. But they can’t open bank accounts, can’t pass KYC and definitely can’t deal with the ridiculous fees.

Sure, they could use banking APIs with keys, but that only sidesteps the problem. It still depends on human permission and outdated financial rails.

Bitcoin doesn’t care who or what you are. Machines don’t need permission. They just need a node and an internet connection. That’s it.

Bitcoin fits machine logic
Machines prefer rules, not exceptions. Determinism, not discretion. Predictable, not political. Bitcoin checks all those boxes. It is global, permissionless, transparent and programmable.

Stablecoins
People use stablecoins because they are familiar and match the same unit of account as the USD. But for machines that benefit does not really exist.

Stablecoins still rely on human issuers, banks and regulators. That breaks the trustless design. Bitcoin is self contained, self verifiable and final, which makes it far easier for a machine to use directly.

Why wouldn’t AI just invent its own money
Because Bitcoin already solved the hard parts. Distribution, security, trust and consensus.

If an AI tried to create its own AI coin, it would run straight into a bootstrapping problem. No network effect, no existing trust, no liquidity. Other (competing) AIs and humans would not automatically adopt it. They would see it as just another centralized token controlled by whoever wrote the code.

Bitcoin is already a neutral base layer. Nobody owns it, everybody can verify it and its rules are battle tested. An AI would see that building on Bitcoin gives it instant interoperability with the global economy.

It is not just money. It is an existing infrastructure of verifiable truth that does not depend on any entity, including the AI itself.

So instead of reinventing the wheel, a rational AI would use the monetary system that is already optimized for its goals. Efficiency, neutrality and self sovereignty.

Where the ball is actually going
Investing is not about where the ball is, you have to predict/see where it's going.

Everyone is still comparing Bitcoin to gold or fiat, but I think that's the wrong frame. The future economy will be filled with autonomous agents, AIs and robotic systems that constantly interact, trade and coordinate. All digitally and globally, all the time.

They will need a money that fits that world. And I don't think that's gold, nor dollars, nor any Stablecoin or any CBDC. I think it's Bitcoin.

That use case is not priced in at all. If machines become the first large scale users of Bitcoin, and I think they will, then even at 110K(ish) Bitcoin is still massively undervalued relative to what it is about to represent.

If machines are the early majority, they will get there faster than we think.

TLDR:
AI and autonomous systems might adopt Bitcoin faster than humans because it is the only monetary network that machines can use directly without permission, trust or human intermediaries. Bitcoin fits machine logic, while fiat, gold and stablecoins do not.

Disclaimer: This text was written by me, but I used AI assistance to reformat and improve readability. The ideas, reasoning and argument are entirely my own.