They broke into his home and forced him to pay a million in cryptocurrencies

Sorry to the moderators if this isn't the right etiquette. About the news... What protects you in these cases? I mean, if the guy had been forced to give his bank details, I imagine the bank would track the money and return it. But... in this case? By the way, he also had gold. Same case.

I'm not very knowledgeable about cryptocurrency exchanges, but I doubt they cover this at all, right?

So what's the point? I mean, it's like sleeping with your money under your mattress. You're relying on luck to see if someone breaks in and robs you one day.

Now, something's coming to mind... wasn't there a massive leak some time ago of Bitcoin owners and their addresses?